net worth calculator

Net Worth Calculator: How to Track Financial Progress

Net worth trend is one of the clearest indicators of financial progress. This guide helps you compute it correctly every month.

How to calculate using Net Worth Calculator

  • List all assets: cash, investments, property, and other valuables.
  • List all liabilities: mortgage, loans, and credit balances.
  • Subtract liabilities from assets to get personal net worth.

Net Worth Calculator formula

  • Total assets = sum of all owned financial and physical assets.
  • Total liabilities = sum of all outstanding debts.
  • Net worth = total assets - total liabilities.

Worked example

  • Assets = $500,000; liabilities = $200,000.
  • Net worth = $300,000.
  • Track monthly to measure financial progress over time.

Accuracy and interpretation notes

  • Use current market values for property and investment accounts.
  • Keep a consistent valuation date for accurate trend comparison.

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